Wednesday 18 February 2015

OUR OWN A PROPERTY ACCOUNT PACKAGES!



Little by little the bird makes its nest.This would have been applicable to man, but because of the nature of man which does not allow him to exercise wait-state, he always wants to carry it on the whole. This account stands to correct that nature of man (Our customers). Own a property account is an account that lets the customer to save valuable amount of money by keeping a minimal amount of money in his or her account till the money becomes enough for him or her to use in purchasing a property of his or her choice. These properties are displayed for the customer to opt for his or her best, then he or she starts contributing money on daily, weekly or monthly basis as the case may be until the money is upto the property, then he or she takes the property home. It is just a way of helping a customer purchase properties like Car, Refrigerator, Industrial fan, Generator etc. without him noticing the financial implication. So we are calling on all to come to our bank and register in our "Own a property account". All items on the above pictures are affordable through our own a property Savings account. Each of the items has a price tag which is equitable with its obtainable price in the market. So, we help you save the money of any chosen item until it is up to the amount a chosen item is being sold. Click on the picture to see the prices on the list.

OUR OTHER WONDERFUL PRODUCTS

Current deposit account:

This is a deposit account held at our bank for the purpose of securely and quickly providing frequent access to funds on demand, through a variety of different channels. Because money is available on demand these accounts are also referred to as demand accounts or demand deposit accounts. With this account, a customer can collect a loan after providing some prerequisite for loan grants.

Savings deposit account

This is an account maintained by our bank which attracts interests but can not be used directly as money (for example, by writing a cheque). Although not as convenient to use as checking accounts, these accounts let our customers keep liquid assets while still earning a monetary return.

Isusu-account/ daily contributions (Prompt payment on demand)

This is an Ndiorah Account where a customer deposits a specified and agreed amount of money with our marketers on daily basis. The customer has the right to withdraw his or her money at any point in time. This account helps our customers to save their daily income instead of using the manual save-box or spending it unnecessarily.

Education savings account

This is a type of sacings account that enables parents to save money for the school fees of their children or for future Educational need. It is so important because it helps one to pay-in a specified amount of money regularly into this account on behalf of your children, so that they wont suffer to go to school or to be trained.
CBN loan account
This account enables our customers to access the loan from CBN which is meant to help finance farmers and Business enterprises.

CBN cooperate account
Just like the CBN loan account, this account enables our cooperate-account customers to access the loan from CBN which is meant to help finance farmers and Business enterprises.

Special Christmas deposit account
This is a special account for Christmas expenditure. A customer deposits any amount of his or her choice at any time before Christmas. Such customer has no right to withdraw this money until it is a Christmas season. This enables our customers to save for Christmas spendings without the usual problems of collecting loan for a blissful end of the year.

Pensioner's savings account
This product enables our customers to earn pension after retirement. The pension simply earned is the amount the customer has saved from the day he or she opens the account till the day he will retire.

Fixed deposit account
Fixed Deposit refers to a savings account or certificate of deposit that pays a fixed rate of interest until a given maturity date. Funds placed in a Fixed Deposit usually cannot be withdrawn prior to maturity or they can perhaps only be withdrawn with advanced notice and/or by having a penalty assessed. Ndiorah provides investors with a higher rate of interest than other banks, until the given maturity date.

Our Fixed Deposit accounts are often used by individuals, businesses and financial institutions around the nation as a means of storing their liquid funds for a fixed period of time for future use. Our Fixed Deposits are relatively safe investments for you because we are duly regulated within the Anambra State and the country at large.

A TRIAL IN ALL THESE PRODUCTS WITH OUR BANK WILL CONVINCE YOU...

NDIORAH MICROFINANCE BANK HAS GONE CLOUD BASE

We are now into Cloudbase Banking

A cloudbase Banking System is a kind of banking where bank transactions are done basically online without the usual stress of manual processing. Here, so many mistakes are ameliorated and transactional errors are also reduced. The risks of securing our offline database (server) will be a story of the past because the online server can always be there to replace any lost data in the offline mode. In this kind of Banking, Automatic Teller Machine (ATM) card is given to all customers who are interested in an ATM package so that they can make withdrawals, transfers and as well recharge online as it is obtainable in the commercial Banking Industries.